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1st 2nd Mortgage | Mortgage Solutions That Fit

Welcome to 1st 2nd Mortgage, your trusted partner in navigating the world of mortgage solutions. We specialize in a diverse range of loan options designed to cater to your unique financial needs. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team is dedicated to providing you with tailored solutions that meet your requirements. With years of experience in the industry, we take pride in helping our clients achieve their homeownership dreams.

At 1st 2nd Mortgage, we understand that every borrower is different, which is why we offer an array of loan types. From FHA Loans, which are ideal for those with lower credit scores or small down payments, to Jumbo Loans for high-value properties, we have options that suit various financial situations. Our Conventional Loans provide another pathway to homeownership, while our Reverse Mortgages cater to seniors looking to tap into their home equity. If you are self-employed or have unique financial circumstances, our Non-QM Loans ensure you have access to the funds you need.

Refinancing your mortgage can be a smart financial move, and at 1st 2nd Mortgage, we facilitate this process through our diverse refinance programs. Our FHA Streamline program is designed to simplify refinancing for existing FHA borrowers, allowing for lower monthly payments without the need for extensive documentation. We also provide options for Conventional and Jumbo refinancing, ensuring that our clients can take advantage of favorable rates and terms to enhance their financial well-being.

In addition to our mortgage offerings, 1st 2nd Mortgage provides a variety of additional products and programs tailored to meet the specific needs of our clients. Our 1099 Loans cater to independent contractors and freelancers, while Down Payment Assistance helps those who may struggle to gather the necessary funds for a home purchase. We understand the challenges self-employed individuals face, which is why we offer specialized Self Employed Loans and Bank Statement Loans that consider alternative income documentation.

Our commitment to inclusivity extends to our ITIN Loans, designed for non-U.S. citizens seeking homeownership. We also provide options like DSCR loans for real estate investors and HELOCs for those looking to leverage their home equity for renovations or other financial goals. Additionally, our Rehab Loans cater to those interested in purchasing a property that requires repairs or improvements, allowing you to invest in your future.

At 1st 2nd Mortgage, we are passionate about serving our clients with the utmost care and professionalism. Our knowledgeable team is always ready to assist you in finding the right loan solution that aligns with your financial goals. We believe that homeownership is within reach for everyone, and we are here to make that journey as smooth and rewarding as possible. With our wide array of products and dedicated service, you can trust 1st 2nd Mortgage to be your reliable mortgage partner.