Security Statement

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How We Protect Your Privacy

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Information We Collect

When you visit this site, we may collect certain types of information from you, such as information you voluntarily provide via forms, applications, etc. We may also collect information about you from your online browsing and transactions, including your preferences, pages visited, technical information regarding your computer and operating systems, such as your Internet Protocol (IP) address, domain name and system configuration and settings.

 

Individualized Password

When you sign up for online access to loan-related information, you are asked to create your own username and password to access information related to your loan file. This information is encrypted during transmission. We allow you to select your own personal username (email address) to sign on. We strongly recommend that you use your own email address and not a shared email address that may be accessed by multiple parties.

 

Security Questions

Your originator may ask you to set up four security questions and answers, as well as a phrase and site image that will be associated with your account. If we ever need to confirm your identity, your correct answers to the security questions in conjunction with the phrase and site image will help us verify your identity.

 

Cookies

“Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your Web browser on your computer’s hard drive. 1st 2nd Mortgage Co. of N.J., Inc. may set and access cookies on your computer to track and store identifying information about you. We also may gather information about you using cookie technology. For example, 1st 2nd Mortgage Co. of N.J., Inc. may assign a cookie to you to limit the amount of times you see particular information. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you choose to eliminate cookies, the full functionality of the Service may be impaired for you. We encode our cookies so that only we can interpret the information stored in them.

 

Timed log-off

This website will automatically log you off after 20 minutes of inactivity. This reduces the risk of others accessing your information from your unattended computer.

 

Firewall

1st 2nd Mortgage Co. of N.J., Inc.’s computer systems are protected 24 hours a day by a powerful firewall that blocks unauthorized entry.

 

Encryption

From the moment account information leaves your computer to the time it enters 1st 2nd Mortgage Co. of N.J., Inc.’s system, all online access is encrypted.

During any exchange of sensitive loan information or documents, our 128-bit encryption turns your information into a coded sequence with billions of possible variations, making it nearly impossible for unwanted intruders to decipher. 1st 2nd Mortgage Co. of N.J. servers possess the formulas required to turn this code back into meaningful information for processing.

 

Any Web address beginning with “https://…” indicates the page you are viewing uses encryption. The “s” stands for “secured.”

 

Constant surveillance

1st 2nd Mortgage Co. of N.J., Inc.’s security team maintains and monitors our security systems to help ensure that your accounts are safe and secure.