Licensing Information

We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending, including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan – with competitive rates, terms and costs – to meet your unique needs.

We are pleased to be able to offer all of our exceptional mortgage services online. Through us you not only have access to some of the most attractive loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online – 24 hours a day.

Thank you for visiting our website. We look forward to putting our mortgage service to work for you!

1st 2nd Mortgage Company of N.J., Inc. is located at 50 Spring Street. Cresskill, NJ 07626.

1st 2nd Mortgage Company of N.J., Inc. (Unique Identifier 115981) is licensed by:

STATE LICENSED BY TYPE NUMBER
CA California Depart of Corporations California Depart of Corporations 6038898
CT Connecticut Department of Banking Mortgage Lender License ML-115981
FL Florida Office of Financial Regulation Mortgage Lender Servicer License MLD553
HI Hawaii Division of Financial Institutions
  1. Mortgage Loan Originator Company License
  2. Mortgage Loan Originator Company Branch License
  3. Mortgage Loan Originator Company Branch License
  1. HI-115981
  2. HI-860725
  3. HI-1055649
NH New Hampshire Banking Department Mortgage Banker License 18622-MB
MD Maryland Commissioner of Financial Regulation Mortgage Lender License 19861
NJ New Jersey Department of Banking and Insurance Residential Mortgage Lender License 8307281
NY New York Department of Financial Services New York Mortgage Banker License B501000
PA Pennsylvania Department of Banking and Securities Mortgage Lender License 39187
TX Texas Department of Savings and Mortgage Lending Mortgage Banker/Residential Mortgage Loan Servicer Registration TEXAS MORTGAGE BANKER DISCLOSURE
VA Virginia Bureau of Financial Institutions/ Virginia State Corporation Commission Broker/Lender MC2895
WA Washington Department of Financial Institution Washington Department
of Financial Institution
CL-115981
WI Wisconsin Department of Financial Institutions Mortgage Banker 115981BA

In accordance with the Equal Credit Opportunity Act, 1st 2nd Mortgage Company of N.J., Inc. does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “1st 2nd Mortgage Company of N.J., Inc.” is a registered trademark of the 1st 2nd Mortgage Company of N.J., Inc. 50 Spring Street, Cresskill, NJ 07626 NMLS #115981

Disclosures

Texas Residential Mortgage Loan Disclosure Notice

The following disclosure notice only applies to residential mortgage loans on real estate located in Texas.

Complaints regarding the servicing of your mortgage should be sent to:

The Department of Savings and Mortgage Lending

2601 North Lamar Suite 201

Austin, TX 78705

A toll-free consumer hotline is available at 1-877-276-5550.

A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.