Licensing Information
We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending, including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan – with competitive rates, terms and costs – to meet your unique needs.
We are pleased to be able to offer all of our exceptional mortgage services online. Through us you not only have access to some of the most attractive loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan,at your convenience, online – 24 hours a day.
Thank you for visiting our website. We look forward to putting our mortgage service to work for you!
1st 2nd Mortgage Company of N.J., Inc. is located at 50 Spring Street. Cresskill, NJ 07626.
1st 2nd Mortgage Company of N.J., Inc. (Unique Identifier 115981) is licensed by:
| STATE | LICENSED BY | TYPE | NUMBER |
| CA | California Depart of Corporations | California Depart of Corporations | 6038898 |
| CT | Connecticut Department of Banking | Mortgage Lender License | ML-115981 |
| FL | Florida Office of Financial Regulation | Mortgage Lender Servicer License | MLD553 |
| HI | Hawaii Division of Financial Institutions |
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| NH | New Hampshire Banking Department | Mortgage Banker License | 18622-MB |
| MD | Maryland Commissioner of Financial Regulation | Mortgage Lender License | 19861 |
| NJ | New Jersey Department of Banking and Insurance | Residential Mortgage Lender License | 8307281 |
| NY | New York Department of Financial Services | New York Mortgage Banker License | B501000 |
| PA | Pennsylvania Department of Banking and Securities | Mortgage Lender License | 39187 |
| TX | Texas Department of Savings and Mortgage Lending | Mortgage Banker/Residential Mortgage Loan Servicer Registration | TEXAS MORTGAGE BANKER DISCLOSURE |
| VA | Virginia Bureau of Financial Institutions/ Virginia State Corporation Commission | Broker/Lender | MC2895 |
| WA | Washington Department of Financial Institution | Washington Department of Financial Institution |
CL-115981 |
| WI | Wisconsin Department of Financial Institutions | Mortgage Banker | 115981BA |
In accordance with the Equal Credit Opportunity Act, 1st 2nd Mortgage Company of N.J., Inc. does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “1st 2nd Mortgage Company of N.J., Inc.” is a registered trademark of the 1st 2nd Mortgage Company of N.J., Inc. 50 Spring Street, Cresskill, NJ 07626 NMLS #115981
Disclosures
Texas Residential Mortgage Loan Disclosure Notice
The following disclosure notice only applies to residential mortgage loans on real estate located in Texas.
Complaints regarding the servicing of your mortgage should be sent to:
The Department of Savings and Mortgage Lending
2601 North Lamar Suite 201
Austin, TX 78705
A toll-free consumer hotline is available at 1-877-276-5550.
A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.